Every angle of a home decision — scored, explained, tuned to you.
Most tools answer what you can borrow or what's listed nearby. We answer the question that actually matters: should you buy this house? Every report ends in a clear verdict, backed by a 5-pillar scorecard, your buyer lens, and a plain-English explanation of why.
Every report ends in one of five verdicts.
Backed by a 0–100 score, a confidence level, and a plain-English explanation — never a vague "looks good." You always know what to do next.
Comfortable cost, strong fit, low red flags.
Promising — pending specific conditions.
Decision blocked on missing inputs.
Good asset, but price or terms need adjustment.
Material misfit on cost, risk, or lifestyle.
Five pillars, scored 0–100, with confidence on every one.
The same five questions, on every home, so you can compare like-for-like — and so a Strong Yes on one house actually means something on the next.
Affordability
Can you carry this house comfortably — not just qualify for it?
- True monthly cost: P&I, taxes, insurance, PMI, HOA
- DTI and payment-shock stress tests
- Headroom against your max monthly payment
- Tax + insurance assumptions you can see and change
Liquidity
What happens to your cash on the day you close — and the months after.
- Cash-to-close including closing costs
- Reserves remaining after down payment
- Side-by-side 10% / 15% / 20% down scenarios
- Equity estimate from a current home sale
Lifestyle Fit
Whether this house fits the way you actually live — weighted by your lens.
- Buyer-lens re-weighting of every score
- Must-haves, nice-to-haves, and hard-nos
- Layout, space, beds / baths, parking
- Commute, schools, neighborhood feel
Risk Profile
The structural risks that can quietly wreck a deal.
- Flood, climate, and natural-hazard exposure
- HOA health and assessment risk
- Condition signals: roof age, systems, deferred items
- Disclosure gaps to push on before you tour
Resale
How easy this house will be to sell in 5–10 years.
- School quality and neighborhood trajectory
- Days-on-market context vs. comps
- Condition + features vs. the local market
- Long-term liquidity of the asset, not just today's price
Tuned to the way you decide.
An 8-question buyer-lens quiz (~2 min) identifies your primary decision lens: Financial Comfort, Daily Life Fit, Family Function, Risk Avoidance, or Long-Term Flexibility. Every score gets re-weighted around it.
The same listing, two buyers, two different verdicts — and both are right.
Profile depth unlocks more
Start with a free Quick verdict from 5 financial fields. Add more about how you live, where you want to be, and your loan plan to unlock the Full lens-tuned report and the Financial deep-dive.
See report tiers →Buyers get clarity. Agents get a deliverable.
For buyers
- Paste a listing link, get a verdict in about 15 seconds
- Save every report to a personal dashboard
- Share with a partner or your agent via clean public link or PDF
- Discussion prompts so the conversation stays on the structural fit
For agents
- Per-client workspaces with their lens, finances, and wishlist
- Agent-branded reports: headshot, brokerage, license, brand color
- Confirm buyer profile, paste listing, deliver a polished report
- Track when clients open, scroll, and react to each report
Honest about what we know — and what we don't.
Every value is sourced. Every score has a confidence. Every report stays explainable, even if our scoring changes next year.
Data provenance
Each value is tagged confirmed, estimated, or missing — never blurred together.
Confidence on every pillar
Sparse data pulls confidence down so a verdict is never overstated.
Snapshotted reports
Buyer profile, listing, scoring config, and skill versions are saved with every run.
Plain-English narrative
Why it scored well, why it lost points, what's missing, what to verify next.
Reports are for educational and decision-support purposes only. Not financial, legal, tax, lending, appraisal, inspection, or brokerage advice. Verify details with qualified professionals.
See what a full report looks like.
A real sample, or your first verdict free in under 3 minutes.